Pengaruh Pendapatan, Gaya Hidup, dan Kebutuhan terhadap Konsumsi Masyarakat dalam Perspektif Ekonomi Syariah

Abstract

Consumption behavior is one of the fundamental aspects of economic activities that directly influences individual welfare and economic development. In the perspective of Islamic economics, consumption is not merely intended to satisfy material needs but must also adhere to the principles of halal, tayyib, moderation, justice, and public welfare (maslahah). This study aims to analyze the influence of income, lifestyle, and needs on community consumption from the perspective of Islamic economics in Sekancing Ilir Village, Tiang Pumpung District, Merangin Regency. This research employed a quantitative approach with an explanatory research design. The population consisted of residents of Sekancing Ilir Village, while the sample comprised 94 respondents selected through a simple random sampling technique. Primary data were collected using a structured questionnaire with a five-point Likert scale. The collected data were analyzed using multiple linear regression with the assistance of IBM SPSS, preceded by instrument validity and reliability tests as well as classical assumption tests.The results indicate that income, lifestyle, and needs have a positive and statistically significant effect on community consumption behavior, both partially and simultaneously. Lifestyle was identified as the most influential variable, followed by needs and income. The coefficient of determination (Adjusted R²) of 0.604 indicates that 60.4% of the variation in consumption behavior can be explained by the three independent variables, while the remaining 39.6% is influenced by other factors outside the research model. These findings imply that improving income should be accompanied by the implementation of an Islamic lifestyle and the prioritization of essential needs to promote responsible and sustainable consumption. This study contributes to the development of Islamic economic literature, particularly in understanding the determinants of consumption behavior based on Islamic values.