Pengaruh Financial Self-Control Dan Financial Stress Terhadap Pengelolaan Keuangan Syariah Generasi Muda Di Kota Jambi

Tiara Sinta; Maulana Yusuf; Nur Fitri Martaliah

doi:10.35896/jse.v6i1.1409

Tiara Sinta Universitas Islam Negeri Sulthan Thaha Saifuddin Jambi
Maulana Yusuf Universitas Islam Negeri Sulthan Thaha Saifuddin Jambi
Nur Fitri Martaliah Universitas Islam Negeri Sulthan Thaha Saifuddin Jambi

DOI: https://doi.org/10.35896/jse.v6i1.1409

Keywords: Financial Self-Control, Financial Stress, Islamic Financial Management, Young Adults.amil fund

Abstract

This study aims to examine the influence of Financial Self-Control and Financial Stress on the Islamic financial management of young adults in Jambi City. The study was motivated by the importance of young adults' ability to manage their finances in accordance with Islamic principles amidst various financial behavioral challenges and financial pressures. This research employed a quantitative approach using a survey method involving 100 respondents selected through purposive sampling. Data were collected using a four-point Likert scale questionnaire and analyzed using the Partial Least Squares-Structural Equation Modeling (PLS-SEM) method with the assistance of SmartPLS 4.0 software. The findings indicate that Financial Self-Control and Financial Stress have a positive and significant effect on the Islamic financial management of young adults in Jambi City. The coefficient of determination (R-Square) value of 0.570 indicates that both independent variables explain 57% of the variance in Islamic financial management, while the remaining 43% is explained by other factors outside the research model. In conclusion, Financial Self-Control and Financial Stress are important factors influencing Islamic financial management among young adults in Jambi City. Therefore, young adults are expected to improve their self-control in financial management and manage Financial Stress wisely in order to implement sound financial management in accordance with Islamic principles

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