Pengaruh Literasi Keuangan Terhadap Pertumbuhan Usaha UMKM Di PPHY
Keywords:
Financial Literacy, UMKM, Business Growth.
Abstract
The subjects of this research are UMKM around the PPHY Lirboyo area. The method used in this research is quantitative with a descriptive research type. The sampling method was carried out using a non-probability method, saturated sampling, with a total of 35 people studied. Based on the results of hypothesis testing, financial literacy influences business growth. Based on the results of decision coefficient research, financial knowledge has a significant influence on business growth of up to 40.3%. while 59.7% was influenced by other factors not considered in this study. The financial literacy level of UMKM in HY Boarding School is classified as poor. To help UMKM develop their businesses, financial knowledge must always be improved.
References
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Yoshino, N. P. M., & Wignaraja, G. (2015). Financial Education in Asia: Assessment and Recommendations.
Chen, H & Volpe, R.P. (1998). An analysis of personal financial literacy among college students. Financial Service Review, 7(2).
Eke, E., & Raath, C. (2013). SMME Owners’ Financial Literacy and Business Growth. Journal of Social Sciences MCSER Publishing, Rome-Italy, Vol.4 (13), 397-406
Kristiyanti, M. (2012). Peran Strategis Usaha Kecil Menengah (UKM) Dalam Pembangunan Nasional. Majalah Ilmiah Informatika, Vol. 3 No.1, Januari.
Lusimbo, E. N., dan Muturi, W. (2016). Financial Literacy and The Growth of Small Enterprises in Kenya : A Case of Kakamega Central Sub- County, Kenya. International Journal of Economics, Commerce and Management, Vol. 4 (6), 828- 845.
Sugiyono. (2015). Metode Penelitian dan Pengembangan (Reaserch and Development/ R&D). Bandung: Alfabeta.
Moh. Agus Sifa’, A. S. (2025). KONSEP MEKANISME PASAR MENURUT ABU YUSUF DAN IBNU KHALDUN DALAM KITAB AL-MUQODDIMAH DAN AL-KHARAJ. Jurnal Perbankan Syariah Darussalam (JPSDa), 80-81.
Wickham P, A. (1998). Strategic Entrepreneurship. Essex: A Decision-making Approach to New Venture Creation and Management
Wickham P, A. (2006). Strategic Entrepreneurship. Essex: Financial Times Prentice Hall.
Yoshino, N. P. M., & Wignaraja, G. (2015). Financial Education in Asia: Assessment and Recommendations.
Published
2025-02-10
How to Cite
Falikhin, W., Mala, I., & Sutantri, S. (2025, February 10). Pengaruh Literasi Keuangan Terhadap Pertumbuhan Usaha UMKM Di PPHY. JOURNAL OF SHARIA ECONOMICS, 6(2), 178-184. https://doi.org/https://doi.org/10.35896/jse.v6i2.947
Section
Articles
